Interest Rates
Please click on the required lenders logo to obtain interest rate information.
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The EFM is an award-winning home loan that allows you to borrow up to 20% of your property's value with no regular monthly interest repayments throughout the EFM loan, which you can hold for 25 years. The EFM works in conjunction with a traditional home loan. Together, they let you move some of the expense of a traditional home loan to later when you eventually sell your home. |
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The Mortgagee for these products is Better Choice Loans Australia Pty. Limited. This lender offers home loans up to an LVR of 95% with competitive interest rates. All term loan products include 100% Offset and redraw is available. Line of Credit home loan also available upto 95% LVR. |
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Variable Rate Loans
Payment of principal and interest for up to 30 years. We have split rate loans available, part fixed, part variable.
Fixed Rate Loans
Payment of interest only for a number of years depending on your requirements. Yes you can pay principal
and interest. You can make additional payments (conditions apply) over your normal payments when the
rate is fixed.
Line of Credit (Mortgage Accelerators)
We are conscious that people want to borrow money using their home as security.
Redraw Facility
If you pay more than your required repayment then, subject to certain conditions, you can redraw the overpaid
amount.
